Please read below from the California Department of Real Estate.
FRAUD WARNINGS FOR CALIFORNIA HOMEOWNERS IN FINANCIAL DISTRESS As homeowners begin to feel the financial impacts from the efforts to stop the spread of the coronavirus (COVID-19), loan modification and foreclosure rescue scams may start again to surface targeting vulnerable consumers. Whether they call themselves foreclosure prevention consultants, debt settlement specialists, loan modification specialists, mortgage modification consultants, or some other official or important-sounding title, there are dishonest individuals and companies that may emerge because of this unprecedented environment. Most are unlicensed, many use lofty sounding names, and some falsely claim to be non-profits, attorney backed, or affiliated with federal and state governments. While there are people and companies in the business of modifying loans or helping prevent foreclosure that is licensed, legitimate, and qualified, the Department of Real Estate (DRE) advises all homeowners that you must be cautious.